Job Recruitment Website - Social security inquiry - Medical insurance for foreigners in China
Medical insurance for foreigners in China
How to buy medical insurance for foreigners
A foreigner buying commercial medical insurance
Foreigners buying commercial medical insurance in China must meet the two conditions of residing in the country for more than 180 days and having a fixed abode in the local area. When insured to provide my temporary residence permit or passport, insured hospitalization medical, hospitalization allowance and accidental injury medical, limited to accidents and medical treatment within the scope of the mainland, have a medical history, you need to provide medical records, and truthfully inform. When taking out risk-based insurance, you are also required to provide copies of asset certificates (e.g. investment certificates, real estate certificates, corporate financial certificates, etc.). Overseas Chinese, foreigners, Hong Kong, Macao and Taiwan residents who take out medical expense and fixed benefit (covering both primary and supplementary insurance) type medical insurance should be specially excluded from foreign countries (covering Hong Kong, Macao and Taiwan) liability. For short-term residence or short-term staff such as representatives of foreign enterprises in mainland China, senior management consultants, engineers and technicians, the underwriters may, to a certain extent, require a medical check-up or supplement other financial, marital, identity and other supporting documents.
Two, foreigners to buy social health insurance
For foreigners who need to join China's social insurance protection system, the following two points need to be noted when taking out insurance: First, provide the "Chinese People's Republic of China *** and the State of Foreigners Employment Permit Certificate" original and copy; second is to provide proof of legal identity (such as a valid passport, proof of residence, proof of work) original and copy. It is worth noting that when foreigners terminate their labor relations with enterprises in China before receiving basic pension insurance benefits, and at the same time have gone through the cancellation procedures of the "Certificate of Employment Permit for Foreigners in the People's Republic of China*** and the State of China" and are ready to leave the mainland, their social insurance relations will be terminated, and the accumulated amount of their individual accounts for pension insurance and the actual balance of their individual accounts for medical insurance will be returned to them.
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