Enterprise social security payment standard

Legal analysis: five insurances and one gold;

Old-age insurance: the company pays 2 1% for you every month, and you pay 8% for medical insurance: the company pays 9% for you every month, and you pay 2% plus 10 yuan for serious illness (serious illness planning mainly manages hospitalization);

Unemployment insurance: the company pays 2% for you every month, and you pay 1% for work-related injury insurance: the company pays 0.5% for you every month, and you don't have to pay any maternity insurance: the company pays 0.8% for you every month, and you don't have to pay any housing accumulation fund: the company pays 8% for you every month and you pay 8% yourself.

Three insurances and one gold:

1. Old-age insurance: the individual contribution is 4% of the base salary, the enterprise contribution is 10% of the base salary, and the individual contribution reaches the legal normal retirement age.

2. Medical insurance: 2% of the salary base of individual contributions and 9.8% of the salary base of unit contributions in the basic medical insurance, of which 0.8% is deposited in individual accounts; The salary base of 3 yuan paid by the individual and 1% paid by the unit in the large mutual fund for medical expenses every month. Personal illness, paid by the basic medical insurance fund and personal account * * *. Medical expenses that exceed the qifubiaozhun of the basic medical insurance pooling fund and should be borne by individuals in proportion. The insufficient part of personal account shall be paid by myself.

3. Unemployment insurance: x0.5% of the individual contribution wage base and 1.5% of the unit contribution wage base. Participate in unemployment insurance according to the regulations, and the unit and I fulfill the payment obligation according to the regulations for 1 year; Not because of my will to interrupt employment; Those who have registered for unemployment and have job requirements can receive unemployment insurance money.

4. Housing accumulation fund: individuals pay 8% of the salary base, and units pay 8% of the salary base. Individual purchase, construction, renovation and overhaul of owner-occupied housing; Retirement, complete loss of working ability, and termination of labor relations with the unit; Cities and counties where the registered permanent residence has moved out or settled abroad; Repay the principal and interest of the house purchase loan; If the rent exceeds the specified proportion of family wage income, you can withdraw the housing provident fund.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. Part-time employees and other flexible employees who participate in the basic old-age insurance shall pay the basic old-age insurance premium in accordance with the provisions of the state and record it in the basic old-age insurance pooling fund and individual account respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 35 The employing unit shall pay the work-related injury insurance premium according to the total wages of employees and the rate determined by the social insurance agency.

Forty-fourth employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.