The new rules for not paying the full 15 years of social security

New policy for social security without paying the full 15 years is as follows:

1, if the social security has been continuously paid for more than 2 years, but due to work and other reasons between the employee health insurance and resident health insurance back and forth to pay, stopping the payment time is not more than three months, then the payment of fees can still be normal enjoyment of health insurance treatment. If the break in payment time exceeds three months, then a waiting area can be set up depending on the situation, the longest can not be more than half a year;

2, as long as the payment of 15 years before you can receive a pension. If the social security period is less than 15 years, then the employee's social security will be transferred to the resident's social security, so that it can be paid at once.

The contribution base for pension insurance refers to the base for calculating the proportion of pension insurance premiums that should be paid now, which is generally determined by the average annual salary of the employees in the previous year; under special circumstances, when the salary income is higher than three times the average monthly salary of the society, the contribution base is calculated according to the three times of the average monthly salary of the society; when the salary income is lower than 60% of the average monthly salary of the society, the contribution base is calculated according to 60% of the average monthly salary of the society. If the salary income is lower than 60% of the average monthly salary, the contribution base will be calculated according to 60% of the average monthly salary.

Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China

Individuals who have participated in basic old-age pension insurance will receive a monthly basic old-age pension if they have accumulated 15 years of contributions by the time they reach the legal retirement age.

Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and shall enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

Article 17

If an individual who has participated in the basic old-age pension insurance dies due to illness or not due to work, his survivors may receive funeral grants and pensions; if he becomes disabled due to illness or not due to work and completely loses his ability to work when he has not yet reached the legal age of retirement, he may receive invalidity allowances. The required funds are paid from the basic pension insurance fund.