Can Beijing medical insurance go back to my hometown?

Beijing medical insurance can go back to their hometown.

There are several ways to use medical insurance in different places:

1. filing: filing in different places on the national medical insurance service platform can complete relevant procedures. If you are not familiar with online operation, you can also go directly to the social security window of the insured place. At present, online and offline support for medical insurance in different places;

2. Determine the hospital: choose the appropriate hospital according to the actual situation of the individual. Only when you see a doctor in a hospital that has opened a direct settlement service for medical treatment in different places can the relevant medical expenses be directly reimbursed at the time of settlement;

3. Medical card: After completing the above procedures, the insured person can directly go to the designated hospital to register for medical treatment, and the medical insurance can be directly reimbursed.

The scope of use of medical insurance cards in different places is as follows:

1, medical insurance is divided into two accounts, personal account, and the money reflected in the medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the part of hospitalization expenses that the individual pays; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account;

2. When seeking medical treatment, show the medical insurance card to the designated hospital to prove the identity and registration of the insured. The part of medical insurance reimbursement is settled by medical insurance and hospitals, and individuals do not need to pay in advance before reimbursement. At the time of checkout, the part paid by the individual is paid by the balance of the medical insurance card and cash;

3. There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the city last year), which means that the money on the deductible needs to be paid by itself, and the part beyond the deductible can be reimbursed according to the provisions of local medical insurance, and the reimbursement ratio varies from place to place.

To sum up, for medical insurance reimbursement procedures in different places, employees should apply for filing in different places, and the application content should indicate the basic situation of the stationed personnel and the regions and cities (excluding Hong Kong, Macao and Taiwan) that have worked abroad for a long time. In addition, it is also necessary to provide the "roster of people who have been resettled in different places for urban workers' basic medical insurance and who have gone abroad for a long time on business trips" (stamped with the official seal of the unit) (in duplicate). Medical insurance reimbursement process in different places: after the insured person files in different places, he only needs to go to the designated hospital for medical insurance for employees in his place of residence. The medical expenses incurred by the insured at the filing place shall be paid by himself first, and shall be reimbursed to the medical insurance center according to the regulations after discharge.

Legal basis:

Article 32 of People's Republic of China (PRC) Social Insurance Law

If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.