How much is social security five insurances and one gold a month?

How much is social security five insurances and one gold a month?

1. How much is the social security five insurances and one gold a month?

How much is a month for social security five insurances and one gold varies from place to place and from person to person. Social security standards vary from place to place for reference only:

1. Endowment insurance: the unit pays 18%, and the individual pays 8%. There are two conditions for receiving pension insurance benefits: you must reach the statutory retirement age and the payment period must reach 15 years or more.

2. Medical insurance: the unit pays 6% and the individual pays 2%. From the date of insurance payment, employees can enjoy basic medical insurance benefits after 6 months.

3. Work-related injury insurance: paid by the employer. The industrial injury insurance rate is divided into 8 grades, ranging from 0.6% to 3.6%, and the social security agency shall verify the rate according to the characteristics of the industry to which the unit belongs.

4. Maternity insurance: paid by the employer. Maternity insurance rate is 0.3%. Male workers participate in maternity insurance, and if their wives are not insured, they can also enjoy certain maternity allowance when giving birth.

5. Unemployment insurance: the unit pays 0.6% and the individual pays 0.4%. Unemployment insurance can only be enjoyed after paying for one year. Generally, it is paid for two months in one year and four months in two years, but the longest period of enjoyment cannot exceed 24 months.

In addition, the amount of social security contributions depends on the payment base. The payment base of social security refers to the wage base used by enterprises or individual employees to calculate and pay social insurance premiums. This base multiplied by the statutory rate is the amount of social insurance premiums that enterprises or individuals should pay.

Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.

Enterprises generally take the total wages of enterprise employees as the payment base, and individual employees take half of their average monthly salary in the previous year as the salary base for individuals to pay social insurance premiums. In China, the payment base is approved by the social insurance agency according to the employer's declaration.

Social security, social security payment ratio varies from place to place. But it is more unified that the proportion paid by the unit is greater than that paid by the individual, which can reduce the economic pressure of the individual. In addition, the social security payment base also follows a standard, that is, 60%-300% of the average salary.

Second, how much compensation is there for not buying a social security company?

If the company fails to pay social security, the employee may terminate the labor contract and require the employer to pay economic compensation according to law.

The economic compensation shall be paid according to the standard of one month's salary for each full year of the employee's working years in the unit. For more than six months but less than one year, it shall be counted as one year; If it is less than six months, economic compensation of half a month's salary shall be paid to the workers.

If the laborer reports to the Social Security Bureau, he can ask the social security department to urge the employer to pay back. If the employer fails to participate in work-related injury insurance in accordance with the regulations, the social insurance administrative department shall order it to participate within a time limit, pay back the work-related injury insurance premium that should be paid, and impose a 0.5% late fee on a daily basis from the date of default; Failing to pay within the time limit, a fine of 1 times shall be imposed.

Article 38 of the Labor Contract Law

Under any of the following circumstances, the employee may terminate the labor contract:

(1) Failing to provide labor protection or working conditions as agreed in the labor contract;

(2) Failing to pay labor remuneration in full and on time;

(3) Failing to pay social insurance premiums for laborers according to law;

(4) The rules and regulations of the employing unit violate the provisions of laws and regulations and damage the rights and interests of workers;

(5) The labor contract is invalid due to the circumstances specified in the first paragraph of Article 26 of this Law;

(6) Other circumstances under which the laborer can terminate the labor contract as stipulated by laws and administrative regulations.

If the employer forces the laborer to work by means of violence, threat or illegal restriction of personal freedom, or if the employer illegally directs or forces the risky operation to endanger the personal safety of the laborer, the laborer may immediately terminate the labor contract without notifying the employer in advance.

3. Where can the company complain if it fails to pay social security to its employees?

Employers do not pay social security for employees, which will damage employees' labor rights and interests. Once an employee is injured at work, it may affect the identification of work-related injuries and even disability identification because there is no social security. If your employer doesn't buy you social security, you can complain to the local labor security supervision department, or to the social insurance agency or the social insurance premium collection agency.

According to the relevant laws and regulations, it is his obligation for the unit to go through the formalities of participating in social insurance for employees, and it is his obligation to pay social insurance premiums for employees, and the part borne by individuals is withheld and remitted by the unit from his salary.

In addition, it should be noted that employees must sign contracts with the unit when they join the company. In the event of a dispute, the contract can be used as a proof of the formation of a labor relationship between employees and the unit, and as long as there is a labor relationship, the enterprise must handle social security for employees.

If no contract is signed, employees can keep all kinds of materials that can prove the labor relationship with the unit, such as salary slips, stamp certificates, work clothes, etc.

Once the unit fails to apply for social security, it can apply for labor arbitration at the labor arbitration institution where the enterprise is located.

Generally, employees who work in the employer will help pay part of the expenses of five insurances and one gold, which is stipulated by national laws. Paying part by yourself and part by the employer can reduce a lot of economic pressure.