The normal state of social security card is to activate financial function.

The financial status of the social security card is normal, indicating that the financial function has been opened. You can also use the bank ATM to inquire. If the social security card is inserted into the ATM, the financial functions such as transfer, deposit and balance inquiry can be displayed normally, indicating that the financial functions of the social security card have been activated. If the inserted social security card shows that the identification is wrong or unrecognizable, it is displayed as an invalid card, indicating that the financial function of the social security card is not activated.

Social security is five risks:

1, basic old-age insurance, to ensure that you reach retirement age, you can receive a pension according to regulations, and insurance your basic life in the second half of the year;

2, basic medical insurance, to protect your basic medical care, the vernacular is that you can reimburse medical expenses according to a certain proportion, to ensure that you can cure diseases;

3, unemployment insurance, to ensure that you can receive unemployment benefits in accordance with the regulations, to ensure the most basic needs of life during unemployment, you can also enjoy medical assistance during unemployment, and you can enjoy vocational training and employment training for unemployed people during unemployment;

4. Work-related injury insurance refers to the fact that the unit participates in insurance, with the power of social security to protect employees from work-related accidents, disability or death, to protect employees' medical care and to receive work-related injury allowance and one-time subsidy, with a high proportion of medical expenses reimbursement;

5, maternity insurance, is to protect the workers' fertility, childbirth, induced labor, ligation, family planning measures and other reimbursable expenses.

To sum up, the financial function of the social security card refers to the function of using the bank card normally when the social security card is used as a financial account, including credit card consumption, cash storage, cash withdrawal and transfer.

Legal basis:

Article 58 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 59

The people's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums shall be uniformly collected, and the implementation steps and specific measures shall be stipulated by the State Council.