Can a woman who has reached the age of 55 and has less than 15 cars get a pension?

Women who have reached the age of 55 can also pay the pension for cars with less than 15.

To the retirement age, but not enough to pay 15 treatment method is as follows:

1. Retirees who have paid the accumulated pension insurance for less than fifteen years can pay it to 15 in one lump sum, and then enjoy the pension insurance benefits according to law. Or transfer to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy corresponding treatment;

2. Allow deferred payment to 15. After the insured reaches the legal retirement age, if the payment of the endowment insurance for urban workers is less than 15 years, the payment can be extended to 15 years in the place where the insured receives the benefits according to the relevant provisions of the state (where the payment is still less than 15 years after the social insurance law is implemented, it can be paid in one lump sum);

3. You can apply in writing to terminate the employee's basic old-age insurance relationship. Individuals can apply in writing to terminate the basic old-age insurance relationship for employees. According to the procedure, the social security agency terminates its employee pension insurance relationship after my written confirmation, and pays the amount stored in personal account to me in one lump sum.

Workers must meet three conditions to receive the basic pension every month:

1, has reached the statutory retirement age and has gone through retirement procedures;

2, units and individuals to participate in old-age insurance and fulfill the obligation to pay old-age insurance premiums;

3. The individual payment is at least 15 years (the payment period in the transition period includes the deemed payment period). The legal retirement age of enterprise employees in China is: male employees are 60 years old; Female employees engaged in management and scientific research are 55 years old; Female employees engaged in production and auxiliary work are over 50 years old, and female freelancers and individual industrial and commercial households are over 55 years old;

4. Basic pension = the average monthly salary of employees in the province in the previous year (1 average payment index) divided by 2 times the payment period (x1%);

5, personal account pension = personal account storage divided by personal account pension months;

6. The sum of the above two AB items is the monthly payment.

To sum up, retirees who have paid the accumulated pension insurance for less than 15 years can pay it in one lump sum to 15 years, and then enjoy the pension insurance benefits according to law. Or transfer to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy corresponding treatment; Allow extension of payment to 15 years. After the insured reaches the legal retirement age, if the payment of the endowment insurance for urban workers is less than 15 years, the payment can be extended to 15 years in the place where the insured receives the benefits according to the relevant provisions of the state (where the payment is still less than 15 years after the social insurance law is implemented, it can be paid in one lump sum); You can apply in writing to terminate the basic old-age insurance relationship for employees. Individuals can apply in writing to terminate the basic old-age insurance relationship for employees. According to the procedure, the social security agency terminates its employee pension insurance relationship after my written confirmation, and pays the amount stored in personal account to me in one lump sum.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.