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Social security broken two years have an impact
1, affecting the amount of pension, pension insurance to pay a full 15 years, after retirement to be able to enjoy life-long pension benefits. Although a few months of broken contributions will not affect the accumulation of years of contributions at the time of retirement, but if the social security is often interrupted, it is likely that by the time of retirement, the cumulative number of years of contributions has not reached the required standard, then it will affect the retirement pension;
2, affecting the protection of health care insurance, social security broken from the second month of the second month of the health insurance can not be reimbursed for the cost of medicines. If the medical insurance payment is cut off for more than 3 months, you need to re-pay the accumulated payment for a certain period of time before you can enjoy the medical insurance treatment;
3. Maternity insurance can not be reimbursed, reimbursement of maternity insurance needs to be paid for 9 consecutive months or 12 months of accumulated payment, and the month of giving birth to a child is still in the payment. If the maternity insurance payment is discontinued, it may result in the inability to reimburse the expenses incurred in childbirth when there is a need to give birth.
Legal basis: Article 10 of the Social Insurance Law of the People's Republic of China
Employees shall participate in the basic pension insurance, and the employer and the employee shall pay the basic pension insurance premiums together.
Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance, with individuals paying basic pension insurance premiums.
The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.
Article 11
Basic pension insurance is a combination of social coordination and individual accounts.
The basic pension insurance fund consists of contributions from employers and individuals and government subsidies.
Article 12
The employing unit shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the unit as prescribed by the State, and credit them to the basic pension insurance co-ordination fund.
Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts.
Individual industrial and commercial households without employees, part-time workers who have not participated in the basic pension insurance in the employing organization, and other flexibly employed persons participating in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the state regulations, which shall be credited to the basic pension insurance general fund and the individual account respectively.
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