Proportion of medical insurance reimbursement in Ningbo in 2023

In 2023, the reimbursement rate of medical insurance in Ningbo will be 80% to 95%.

As of June165438+1October 65438+September, the proportion of residents' medical insurance and employees' medical insurance in Ningbo is 80% to 95%, as stipulated by the state. In 2023, everything has not been revised, and it will be implemented in 2022.

Ningbo is a municipality under the jurisdiction of Zhejiang Province, a sub-provincial city, a city with separate plans, an important port city in the southeast coast of China and an economic center in the south wing of the Yangtze River Delta approved by the State Council.

The base of the basic medical insurance premium shall not exceed 300% of the average monthly salary of employees in this Municipality last year, and the minimum shall not be lower than 60% of the average monthly salary of employees in this Municipality last year.

Benefits of medical insurance

Medical insurance is used to prevent and resolve the risk of medical expenses, and paying medical insurance is to provide protection for possible disease risks in the future. For ordinary people, paying medical insurance can enjoy medical insurance benefits, and some expenses can be reimbursed when they are hospitalized to reduce the burden of expenses, especially when they are seriously ill.

After all, it is difficult for ordinary people to pay huge medical expenses in an instant. So when you work, you should pay attention to whether the work unit has bought you social security on time. Moreover, you can also pay by medical insurance card when you buy medicine at the drugstore every day. If the unit pays social security on time, the medical insurance fee will be deposited into the medical insurance card regularly next month.