How do self-employed people open social security accounts?

1. How do self-employed individuals handle social security accounts?

1. Flexible employees hold their resident ID cards and social insurance personal numbers, and go to the comprehensive service hall of social insurance agencies for real-time payment of social insurance premiums;

2, social insurance agencies print "post office real-time payment (refund) single";

3, flexible employment personnel to the post office real-time payment (refund) form to the post office window, to pay social insurance premiums, you can choose cash or settlement account passbook to pay social insurance premiums;

4. Confirm the payment amount in real time at the comprehensive service hall of the social insurance agency.

If you have registered your business license and organization code, you can use these two certificates to go to the Social Security Bureau to directly purchase social security and apply for a social security account, and then pay social security for yourself through this account. If only the industrial and commercial business license is registered without the organization code, you can pay social security as a flexible employee. Social insurance paid by flexible employees mainly includes endowment insurance and medical insurance. Go to the social security bureau where your account is located and bring your ID card, one-inch bareheaded photo, application form, etc. How much money to pay each month will be calculated by the staff at the time of handling, according to the average social wage last year. When individual industrial and commercial households or other flexible employees participate in old-age insurance, they shall pay the basic old-age insurance premium according to 20% of the average monthly salary of employees on the job.

Second, what matters should individuals pay attention to when paying social security?

Of course, there are still some individuals who are flexible in employment, that is, they have never taken part in any work, so this situation can also be used to buy this employee pension insurance and employee medical insurance, because this employee pension insurance and employee medical insurance purchased through flexible employment are exactly the same in nature as enterprise employee pension insurance and medical insurance, and can be transferred to each other and combined to calculate the accumulated payment period.

If you don't have a work unit or don't plan to re-employment for a long time. Then it is no problem to buy social security by yourself through flexible employment. Of course, even if you have the will to work in the future, it is no problem to buy your own personal social security through flexible employment, because after employment, you can transfer the social security of flexible employment to a new work unit to continue to participate in the insurance, because they can be transferred and merged with each other, because they all belong to the scope of employee pension insurance and employee medical insurance.

To buy social security for this flexible employee, it must be in your household registration. Only in this way can we open this flexible employment social security account. If a person's domicile and residence are not in the same area, then he must go back to his domicile to buy this employee pension insurance and employee medical insurance.

To sum up, many people are self-employed and have no fixed jobs and units. As a self-employed, you can also open a social security account. If you have employees, you need to bring business licenses and other materials to register for social security. If there are no employees, you can register social security as a flexible employee, choose your own suitable grade, and determine the payment base and proportion.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.