How to inquire about Suzhou personal pension account?

1. With my identity certificate and social security card (Suzhou citizen card), go to Suzhou Social Security Management Center (or social security agency) to check account details.

2. With my medical insurance card, check the account information at Suzhou Social Insurance Fund Management Center or designated medical institutions.

3. Log on to the website of Suzhou Social Security Bureau for enquiry.

Pensions in China are mainly divided into two categories: retirement pensions for employees in government institutions and retirement pensions for employees in enterprises. These two systems are generally called "dual-track system" by public opinion. There is a huge difference in treatment between the two, which is a discriminatory system that has lasted for 20 years in China. Specifically, there are three differences: first, the overall planning method is different, that is, the employees of enterprises are paid by the unit and the employees themselves according to certain standards, and the institutions and institutions are funded by the government;

Second, the payment channels are different, that is, employees of enterprises are paid by self-raised accounts, and institutions are paid by finance;

Third, the standard of enjoyment is different, that is, the pension standard of government agencies and institutions is much higher than that of enterprise retirees, with a gap of about 300%~500%. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc. The so-called overall pension, formerly known as basic pension, refers to the pension paid to retirees from the overall fund composed of employer contributions; The so-called personal account pension refers to the pension paid to retirees from the accumulation of employees' personal accounts. The calculation method of these two pensions is: basic pension = overall pension+personal account pension.

Legal basis:

"Opinions of General Office of the State Council on Promoting the Development of Personal Pension" Article 3 The system mode of personal pension is personal account system, and the payment is completely borne by the insured and accumulated. The insured establishes a personal pension account through the personal pension information management service platform (hereinafter referred to as the information platform). Personal pension account is the basis for participating in the personal pension system and enjoying preferential tax policies. Participants can use the paid personal pension to buy financial products in qualified financial institutions or their sales channels entrusted by laws and regulations (hereinafter referred to as financial product sales institutions) and bear corresponding risks. Participants shall designate or open a unique personal pension fund account for personal pension payment, income collection, payment and payment of personal income tax. Individual pension fund accounts can be designated or opened by participants in qualified commercial banks, or designated by other qualified financial product sales institutions. The personal pension fund account is closed, and its rights and interests belong to the insured. Unless otherwise stipulated, it shall not be withdrawn in advance. When changing the bank where the individual pension fund account is opened, the participant shall transfer the funds in the original individual pension fund account to the new individual pension fund account and cancel the original fund account after verification by the information platform.