Can I break five risks?

The payment of endowment insurance has a corresponding number of years. If the payment is cut off at will, it may lead to the discovery that the minimum payment period has not been reached until the retirement age, thus delaying the pension collection time. However, if the insured person starts to pay employee social security earlier and can meet the payment requirements before retirement 15 years, then the short-term suspension of payment will have little impact on the insured person.

The interruption of medical insurance has a great influence on the insured. China's medical insurance can be enjoyed while paying. Once paid off, it can't be reimbursed next month. Therefore, the medical expenses incurred during the breakup should be borne by the insured himself. If the medical insurance has not been paid for three consecutive months, the time paid before will be cleared, and the payment period will need to be recalculated after re-payment. For insured persons who do not meet the requirements of deemed payment period, employee medical insurance can be paid in one lump sum, but it will cost a lot of money.

Unemployment insurance is paid by the insured and the unit * * *, and individuals cannot pay by themselves. If the insured person is passively unemployed for non-personal reasons and meets the corresponding conditions for receiving unemployment insurance benefits, he can obtain certain economic security by applying for unemployment insurance benefits. However, unemployment insurance will only be cleared after the insured applies for unemployment benefits. If he doesn't apply for unemployment benefits after breaking off diplomatic relations, the accumulated payment period of unemployment insurance will not be calculated, and the overall impact is not significant.

Industrial injury insurance is only valid during the insured's employment. If the employer fails to pay work-related injury insurance for on-the-job employees, the employer needs to pay a large amount of compensation if the employees suffer work-related injuries during their work. The termination of industrial injury insurance is not significant for personal influence.

Maternity insurance shall be borne and paid by the employer. If it is paid off, it will affect the maternity allowance of the insured, making it impossible for the insured to obtain basic economic security and reimbursement during childbirth.