Hello, can enterprises pay employees five insurances selectively? For example, only pay three insurances or two insurances.

1. You need to pay but not limited to five insurances (usually "five insurances and one gold" or "five insurances and two gold"). It is a requirement for enterprises and individuals to participate in the five insurances, and it is solidified in the form of social insurance law.

"Social Insurance Law" Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services.

In addition to social insurance, you can also participate in commercial insurance selectively according to your actual situation. Commercial insurance is a supplement to social insurance.

At the same time, it is also necessary to participate in the housing provident fund in accordance with the Regulations on the Management of Housing Provident Fund, and enterprises with conditions can also organize the implementation of enterprise annuities.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.