What materials should be submitted for the withdrawal of Zhuhai housing provident fund?

With the continuous expansion of the coverage of the housing provident fund system, the affordability of housing provident fund loans is also growing. And everything is relative, because provident fund loans are being used more and more repeatedly, so there are more and more provisions for provident fund loans. Let's take a look at the main rules of Zhuhai provident fund withdrawal.

I. Guidelines for dealing with classification

Two. Materials (original) to be submitted for business approval of the Center and all management departments.

(a), the purchase approval (one-time payment of housing or housing loans):

(1) application form for the use of individual housing provident fund; (2) ID card; (3) Personal housing provident fund passbook;

(4) Provision of purchasing first-hand commodity housing ① Purchase contract filed by the real estate administrative department; ② Purchase invoice or real estate license.

Provide the purchase of second-hand housing ① real estate license or the real estate transaction transfer receipt issued by the municipal real estate registration center; (2) deed tax certificate and purchase invoice.

In the above case, the applicant should apply within 3 years after buying a house (that is, from the date when a valid purchase contract is signed or the date when the real estate license indicates the purchase to the date when the application for withdrawal of housing provident fund is filed), and can be approved for 3 years in one lump sum within 3 years after buying a house.

(2) Repaying the loan from the house purchasing bank:

(1) application form for the use of individual housing provident fund; (2) ID card; (3) Personal housing provident fund passbook; (4) The house purchase loan contract signed with the bank;

(5) The real estate license of the house purchased by the loan or the real estate mortgage (mortgage) registration (certificate) form issued by the housing management department where the house is located or the purchase contract filed by the real estate administrative department; If the depositor of CCB withdraws the provident fund after 2011165438+1October 28th, if it is not the first application for the same property and the same reason, it is not necessary to provide the materials in Item (5).

(6) the repayment voucher for repaying the bank's house loan (apply for the "mortgage passbook" or "statement" with repayment record in the current month).

If the repayment voucher account number is inconsistent with the repayment account number indicated in the house purchase loan contract, or the repayment account number is not indicated in the house purchase loan contract, a certificate issued by the bank that the repayment account number is associated with the house purchase loan contract shall be provided.

(3) Housing loan (non-bank loan):

(1) application form for the use of individual housing provident fund; (2) ID card; (3) Personal housing provident fund passbook; (4) Proof of property rights; (5) A valid loan purchase certificate notarized by a notary office. The time interval from the application to the last bank withdrawal exceeds 12 months.

(4) Self-built housing:

(1) application form for the use of individual housing provident fund; (2) ID card; (3) Personal housing provident fund passbook;

(4) construction or planning, land departments approved the construction, construction permit documents.

(5), decorate the house:

(1) application form for the use of individual housing provident fund;

(2) ID card;

(3) Personal housing provident fund passbook;

(4) Proof of property rights;

(5) The construction team shall provide the budget of the resettlement house renovation project in the current year (the business scope includes the seal of the construction unit for building and indoor and outdoor decoration);

(6) the approval document of the construction or planning department in that year.

(6), house maintenance:

(1) application form for the use of individual housing provident fund;

(2) ID card;

(3) Personal housing provident fund passbook;

(4) Proof of property rights;

(5) The construction team shall provide the budget of the overhaul housing project that affected or demolished some main components of the house in that year (the business scope includes the seal of the construction unit for building and indoor and outdoor decoration);

(6) Housing safety appraisal certificate issued by the construction or quality inspection department;

In the above situation, the age of the house should be above 10 in principle (from the date of registration of the real estate ownership certificate), and it will take more than 5 years for the same house to be overhauled again before applying for the housing provident fund.

(seven), rental housing:

(1) application form for the use of individual housing provident fund;

(2) ID card;

(3) Personal housing provident fund passbook;

Neither the applicant nor the spouse owns the house in the local name, and the time interval between the application and the last bank withdrawal exceeds 12 months.

(8) Suffering from major diseases:

(1) application form for the use of individual housing provident fund;

(2) ID card;

(3) Personal housing provident fund passbook;

(4) proof of hospitalization for major diseases in that year and proof of payment of medical expenses in that year;

(nine), enjoy the minimum living guarantee family children go to school:

(1) application form for the use of individual housing provident fund;

(2) ID card;

(3) Personal housing provident fund passbook;

(4) the minimum living guarantee certificate issued by the civil affairs department;

(5) the admission notice of the year and the tuition payment notice of the year.

Three. Documents (original) to be submitted for handling business directly in the entrusting bank.

(1) Retirement: (1) ID card; (2) Personal housing provident fund passbook with seal; (3) "Zhuhai Social Insurance Basic Pension Treatment Approval Form", or if the male is 55 weeks old and the female is 50 years old, it shall be handled with the ID card. In the above circumstances, the account can be closed and the principal and interest can be settled at one time.

(2) Unemployed persons registered in this Municipality:

(1) ID card;

(2) Personal housing provident fund passbook with seal;

(3) Employment and unemployment registration certificate (where unemployment registration is recorded).

In the above circumstances, the account can be closed and the principal and interest can be settled at one time.

(three) migrant workers from other places in our city return to their original places because of leaving their jobs:

(1) ID card;

(2) Personal housing provident fund passbook with seal;

(3) the certificate of termination of labor relations with the original unit or the certificate of termination (or transfer) of the basic old-age insurance issued by the social security department of our city.

In the above circumstances, the account can be closed and the principal and interest can be settled at one time.

(four), transferred from the city:

(1) ID card;

(2) Personal housing provident fund passbook with seal;

(3) the city's household registration provides a certificate issued by the police station that the household registration has moved out of the city; Or the housing provident fund account certificate issued by the housing provident fund management center of the new workplace.

In the above circumstances, the account can be closed and the principal and interest can be settled at one time.

(5) Going abroad to settle down:

(1) ID card;

(2) Personal housing provident fund passbook with seal;

(3) Passport and visa for going abroad (notarized translation);

(4) Certificate of the current household registration status of the local police station or certificate of settlement of the foreign affairs office (office) (notarized translation);

In the above circumstances, the account can be closed and the principal and interest can be settled at one time.

(6) Death or being declared dead:

(1) Employee's death certificate (if declared dead, the death judgment of the people's court shall be submitted); (2) Personal housing provident fund passbook with seal; (3) the identity card of the heir (or legatee); (4) legal documents that come into force by the people's court or valid legal documents that prove the heir (or right of bequest); If the successor or legatee is a person with no or limited capacity for civil conduct and his guardian applies for withdrawal, he shall submit the guardian's certificate and guardian's ID card. In the above circumstances, the account can be closed and the principal and interest can be settled at one time.

(7) Consolidation of transfer provident fund accounts in the same city:

(The above answers were published on 20 13-09-25. Please refer to the current actual purchase policy. )

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