Flexible employment pension insurance has been paid for 15 years, but died before reaching the rest age. You can return the money.

Hello, yes, I have paid flexible employment insurance myself, and I haven't retired yet, so I'm gone. You can only receive the part paid by individuals. General manager office can't get the rest. According to the law, if the pension insurance does not reach the statutory retirement age after 15, the General Administration of Social Security will refund the part and interest paid in the personal account of the pension insurance at one time, but not the part paid by the unit. If the user dies after receiving the pension for a period of time, the Social Security Bureau will only refund the amount and interest of the remaining personal pension account, the pension already received will not be refunded, and the part paid by the same unit will not be refunded. In addition, if a retired employee dies, his family members can also receive a death treatment after reporting to the social security department. Under normal circumstances, the personal account balance of endowment insurance can be directly inherited by the heir, who needs to go through the one-time payment formalities at the social insurance institution with the death certificate and the valid certificate of the heir. Of course, users who have never received a pension will only return the balance of their personal accounts after their death and cannot receive the corresponding funeral expenses and pensions.