How to pay the endowment insurance premium for urban and rural residents?

How to pay the endowment insurance premium for urban and rural residents?

The payment method of urban and rural residents' pension may be slightly different in the implementation process, and there are preconditions:

1. Only after the insured reaches the legal retirement age and both men and women are 60 years old can they go through the formalities of making up the payment.

2. With the requirement of fixed number of years, the maximum payment of endowment insurance for urban and rural residents can only be made up to 15 years. For example, it has been paid for five years, and it can be paid for another ten years at the age of 60.

Payment method: you can choose to pay to 15 in one lump sum or to 15 year by year.

Take Xi 'an as an example:

When the local urban and rural residents' old-age insurance system is implemented, if the insured residents are dissatisfied with 15 years old from the age of 60, they can pay the fees year by year, and they are also allowed to pay back. The accumulated payment shall not exceed 15 years.

Insured residents who have reached the age of 15 since the age of 60 will be paid annually, and those who fail to pay in time will be allowed to pay back, and the accumulated payment will not be less than 15 years.

Those who pay back do not enjoy government subsidies, and the additional years are not included in the payment period of the basic pension. After reaching the age of 60, the old-age insurance benefits for urban and rural residents will be issued from the next month after reaching the age of 60, and the old-age insurance benefits will be issued from the next month when the payment period is insufficient.

Urban and rural residents who have reached the age of 60 may or may not pay the endowment insurance premium for urban and rural residents, which shall be determined by the overall planning area in combination with the actual situation. If the payment is made at the age of 60, excluding overdue payment, and the payment time is later than the month of one year, the pension insurance benefits will be paid from the next month.