Why are private enterprises unwilling to pay social security in full for their employees?

On the one hand, the legal risk of enterprises not paying five insurances and one gold in full is almost negligible.

Therefore, since this practice can help enterprises save costs and there is no legal risk, it will naturally be widely adopted.

On the other hand, the expenditure of five insurances and one gold is indeed the bearing burden of enterprises.

In this expenditure, enterprises have to bear a much larger proportion than individuals.

A former financial friend said that if the tax bureau strictly enforced it, the company would have to pay almost three times more social security fees than before.

Finally, pay less five insurances and one gold, not to mention the blue-collar courier, and the white-collar office workers are also willing.

For example, a senior white-collar worker earning 30 thousand a month. You can't get 22 thousand if you pay five insurances, one gold and one tax.

But in fact, the total cost paid by the company to prove employees is close to 38,000, and employees only get 58% of the total cost paid by the company.

Enterprises feel that employees are too expensive and employees feel that they are too few.

Everyone has to live, don't they ~

Then, after the social security is changed to the unified collection by the tax bureau, how much burden does the enterprise increase every month?

The amount of social security contributions is directly linked to wages, and the base of five insurances and one gold in different regions is slightly different from the specific proportion actually borne by enterprises.

When the salary is lower than the marked base and higher than the base, it will be paid according to the actual salary. When the salary is higher than the maximum limit, it shall be paid according to the maximum limit.

Suppose an employee's pre-tax salary is 1 10,000, and take the northern region as an example to calculate this account.

Social security deals with endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance.

According to 20 17 to 20 18, Beijing social security payment ratio and base.

The following results can be calculated: before the social security reform, the social security paid by enterprises was 1 163.568 yuan.

After the social security reform, when paying social security according to actual wages, the social security that enterprises need to pay is 32 10 yuan.

Social security alone has cost enterprises almost three times more. According to the total number of employees in the company, the final figure is obtained.

It is indeed unbearable for many small and medium-sized enterprises.

20 17 10, Ma Yun predicted that in 20 18, we will face the most terrible wave of unemployment and bankruptcy in 30 years.

20 18 The life of private enterprises is really hard. Enterprises have difficulty in financing and their operating costs continue to rise. The synchronization of foreign trade and domestic demand is obscene.

Coupled with the dual pressures of deleveraging and de-capacity, bankruptcy has become the ultimate destination of many enterprises.

Not only that, the phenomenon of foreign-funded enterprises closing their doors and withdrawing is also getting worse.

In the absence of tax incentives, the operating pressure cost of foreign companies is very high, coupled with the rapid rise of domestic labor costs and land use costs in recent years.

Let more and more foreign companies choose to flee. 40% of listed companies have less profits than a suite in Shenzhen.

Many private entrepreneurs jokingly make wedding dresses for others.

Private enterprises work for banks while working for real estate.

The news that social security is now uniformly collected by the tax bureau. Just a supplement to my already cold heart.