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How long can Shanghai social security pay for medical insurance?
Legal basis: Article 23 of the Measures of Shanghai Municipality on Basic Medical Insurance for Employees. If the employer and its employees pay medical insurance premiums in accordance with the regulations, employees can enjoy basic medical insurance benefits from the month following the payment of medical insurance premiums. Workers who have not paid medical insurance premiums cannot enjoy basic medical insurance benefits. If the employer applies for holdover of medical insurance premiums in accordance with relevant regulations, the employees will not stop enjoying the basic medical insurance benefits during the approved holdover period. Employers and their employees who should pay medical insurance premiums but have not paid them can continue to enjoy basic medical insurance benefits after paying medical insurance premiums in full. If the number of years (including deemed payment period) that the employer and its employees have paid medical insurance premiums exceeds 15 years, the employees can enjoy basic medical insurance benefits after retirement. As for the calculation of the payment period, it shall be stipulated separately by the Municipal Human Resources and Social Security Bureau. Workers can receive pensions in the month when they reach the statutory retirement age and go through retirement procedures. The basic medical insurance premium paid by the employer is included in its personal medical account, and it is included according to the inclusion standard of the last month of its employment; The payment of medical expenses shall be implemented in accordance with the provisions of the basic medical insurance for retirees.
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