Hr asked if you buy social security according to the salary ratio or the minimum standard? What's the intention?

Hello. The amount of social security you need to pay each month is calculated according to your own salary and with reference to the proportional standards of various types of insurance in each city. This percentage is based on the percentage of personal salary, the percentage of the minimum wage in the city, and the percentage of the average wage in the city in the previous year. For example, in Shenzhen, the monthly salary is 4,000 yuan, the minimum wage is 1600 yuan, and the average annual salary is 49 18 yuan in 20 12. The salary ratio of individuals paying endowment insurance is 8% for individuals, and the unit 13%, that is, individuals have to pay 4000*0.08=320 yuan, and the unit has to pay 4000*0. 13=520 yuan, and the unemployment insurance is 2% of the lowest-paid individuals in the city, that is, 1600. Industrial injury insurance is also based on the percentage of wages paid by individuals, and medical and maternity insurance is based on the percentage of the average salary of the city in the previous year. For example, medical insurance is 49 18 * 0.2% for individuals, and the unit is 49 18 * 0.6%, that is, 9.84+29.5 1 = 39.35 yuan. The five kinds of insurance add up to the amount of social security you actually need to pay.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.