Social security compensation standard for retirement death

Legal analysis: The funds required for the death and funeral expenses of retired workers are paid by the basic old-age insurance fund, and the payment standards for funeral expenses vary slightly from place to place. The specific provisions are as follows:

1. Article 17 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic old-age insurance dies of illness or non-work-related injuries, his survivors can receive funeral grants and pensions. Persons who have completely lost their ability to work due to illness or non-work-related injuries before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

2. When an employee in Item (2) of Article 14 of the Labor Insurance Regulations dies due to illness or non-work-related injury, the funeral allowance shall be paid by the labor insurance fund, and the amount shall be two months of the average salary of all employees of the enterprise. In addition, relief funds are paid under the labor insurance fund to support immediate family members, and the amount is six to twelve months' salary of the deceased himself.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 35 The employing unit shall pay the work-related injury insurance premium according to the total wages of employees and the rate determined by the social insurance agency.

Forty-fourth employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.