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How can I pay the premium if I have a serious illness during the social security payment period?
Social security and medical insurance for serious illness are paid around May and June every year. The amount of rural medical insurance and minor medical insurance is 50 yuan per person, and the medical insurance for urban residents is 200-700 yuan. Urban and rural residents and non-school minors insured by the village (neighborhood) committee can use the payment card to deduct the expenses or be uniformly withheld and remitted by the village (neighborhood) committee. Students in school are collected and remitted by the school. Payment time: declare payment, collect and remit one card for deduction: May 6 -20 and June 6-20 every year, and the deduction time of newborn insurance is June 6-20 every month. If the fee is deducted by card payment, the insured residents should go to the village (neighborhood) committee in time to obtain the card number, and within 5 working days after obtaining the card number, but no later than May 3 1 day (in which the newborn should be insured in the current month), go to any card deduction bank to handle the card entrustment, and at the same time save enough deduction fee (no later than June 6). After the residents are insured in the current year, the principle of no change and no report will be implemented in the following years, that is, there is no need to repeat the insurance registration every year, as long as the expenses are deposited in the deduction bank before May 6 each year (at the latest before June 6 each year). To buy medical insurance for serious illness, we must first understand the current treatment cost of the disease. At present, the cost of treatment for serious illness ranges from 50,000 yuan to 60,000 yuan to more than 100,000 yuan, so it is best to buy serious illness insurance between 6,543.8+0.5 million yuan and 200,000 yuan to ensure medical security after illness. Long-term critical illness insurance means that the follow-up premium is levied at the rate of the first year, and the annual premium is similar. The younger you are insured, the lower the premium. In the event of a major illness, even if you are old, the insurance company will pay for it. As long as the relevant insurance is insured, if the insured is still healthy during the insurance period, the insurance company will return the principal collected before. Many insurance companies will have a discount if the premium is paid in one lump sum, but in critical illness insurance, I suggest you pay the premium every year. Although the total amount paid to the insurance company will be a little more, the cost paid each time will be less, which will reduce the financial burden of the family. Many insurance companies will have provisions for premium exemption. If a serious illness occurs during the payment period, the required premium can be waived from the date of payment, and the insurance contract will continue to be valid.
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