Beijing social security accumulation fund payment standard 202 1

1. Payment ratio of Beijing Five Insurance and One Gold Company

1. Endowment insurance: unit contribution ratio 16%, individual contribution ratio 8%.

2. Medical insurance: unit contribution rate 10%, individual contribution rate 2%+3 yuan's serious illness co-ordination.

3. Unemployment insurance: the unit pays 0.8%, the individual pays 0.2%, and the rural household registration does not pay the individual part.

4. Work-related injury insurance: the unit pays 0.2- 1.9%, and the individual does not pay.

5. Maternity insurance: the unit pays 0.8%, and the individual does not.

6. Housing accumulation fund: the unit pays 5- 12% and the individual pays 5- 12%.

2. What do you mean by five insurances and one gold?

Five insurances refer to the general term for the indemnificatory treatment provided by employers for workers, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. One gold refers to the housing accumulation fund.

Five risks are the legal obligations and rights of employers and workers, and one gold is the welfare given to you by employers.

Endowment insurance refers to a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers after retirement. Its purpose is to ensure the basic needs of the elderly and provide a stable and reliable source of life.

Medical insurance refers to social insurance that compensates workers for economic losses caused by disease risks.

The medical expenses incurred by the insured after the illness and medical treatment are compensated by the insurance institution to a certain extent, with the purpose of reducing the burden of medical expenses on workers.

Maternity insurance refers to a kind of social insurance that the state and society provide medical services, maternity allowance and maternity leave for pregnant women after they stop working.

Including two items, one is maternity allowance, and the other is maternity medical care.

Unemployment insurance refers to the social insurance that the state and society provide material security for workers who temporarily interrupt their sources of livelihood because of unemployment.

Industrial injury insurance: this refers to the compensation that employees get when they encounter industrial accidents or occupational diseases.

One gold refers to the housing accumulation fund. Enterprises and employees each pay a certain amount of housing provident fund, which can be extracted if it meets the conditions for purchase or retirement.

In short, the payment ratio of Beijing Five Insurance and One Gold Company is clearly stipulated in the relevant documents, and generally all items fluctuate between 1%-5%. If there are major adjustments, the relevant departments will also issue corresponding documents to inform you, so just keep an eye on current events at any time. At the same time, we should pay attention to the change of Beijing's five insurance and one gold base.