At what age did the old-age insurance begin to be paid?

The earlier the employee pension insurance is paid, the better, preferably 18 years old. On-the-job personnel only need to pay 8% of the payment base every month, and the unit pays 16%. Assuming that the payment base is 5000 yuan, individuals only need to deduct 5000 * 8% from their salary every month = 400 yuan; The earlier the payment, the longer the accumulated payment period and the higher the future pension. When the pension increases, it will be more linked to the payment period and basic pension.

Flexible employees, female 35 years old, male 40 years old. The sooner the better. Flexible employees are 55 years old for women and 60 years old for men. They need to pay 15 years (in the future 100% will delay retirement and increase the minimum payment period). Of course, the more important reason is that the average salary of employees is increasing every year, even if they pay according to the lowest payment grade, because the actual payment amount is increasing year by year.

Retired workers can receive their pensions in five to six months after they have paid their retirement fees normally. In other words, retired workers can't get a pension in the first month, but they need to retire for about 5 months to enjoy the pension. It should be noted that although the pension has been delayed, the amount will not be small. Moreover, the pension is delayed, and the pension from February to July will be reissued to me in one lump sum. Users who need to receive it need to bring their valid personal identity documents, bank passbooks or cards directly to the local social security bureau for social security pension collection procedures.

Relatively speaking, the earlier the endowment insurance is paid, the smaller the cost is. Regardless of the choice of urban workers' pension insurance or urban and rural residents' pension insurance, the social security payment base (file selection standard) in various regions is increasing every year. Don't pay old-age insurance because of your age, it will be more passive. For men, if they choose to start paying social security at the age of 45, the cost will definitely be higher than when they were young. In case the minimum payment period of endowment insurance is extended to 20 years, and at the age of 60, you can't apply for retirement because of insufficient years, then there is no regret medicine.

legal ground

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.