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Payment ratio of Changsha social security company
Medical insurance: 8% for units and 2% for individuals.
Unemployment insurance: unit, 2%, individual, 1%.
Maternity insurance: unit, 0.7%, individuals do not have to pay.
Work-related injury insurance: unit, 0.5%, individuals do not have to pay.
Housing accumulation fund: Changsha raised the minimum deposit ratio of housing accumulation fund from 5% to 8%. After the adjustment, the deposit ratio of housing provident fund in the whole city will be unified from 8% to 12%. According to the calculation of relevant professionals, based on the monthly wage income of employees of 3,500 yuan, in the past, if the housing provident fund was deposited at the interest rate of 5% and deposited in 350 yuan every month, the maximum loan amount applied for for housing provident fund was 252,000 yuan. When the deposit ratio is increased from 5% to 8%, the monthly deposit amount of housing provident fund will be increased to 560 yuan, and the maximum loan amount of housing provident fund will be increased to 403,200 yuan.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
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