Can I deposit money in my social security card?

Social security cards can be used to make money from each other. Social security card is one card and two accounts, which are divided into medical insurance personal account and financial account. Like ordinary bank debit cards, social security card financial accounts have services such as cash deposit and withdrawal, transfer and consumer finance. It should be noted that financial accounts must be activated at the bank counter before they can be used.

At present, the "debit card" function of social security card is limited to China, and cross-bank cash withdrawal in the province is free, and the credit function is not supported for the time being.

First, you should save money in the social security card:

1. The social security card now belongs to one card and two accounts, one is a personal social security account for medical care and pension, and the other is a bank card financial account. It should be noted that the social security card with the "UnionPay" label on the card surface has only financial function, and it cannot handle deposit and withdrawal business before activation. Moreover, the activation must be handled by the original ID card to the original bank outlet of the social security card.

2. After the social security card is activated and the password is set at the bank outlet, it will have all financial functions such as deposit and withdrawal, transfer, shopping and consumption of the bank card. But the social security card can't be overdrawn in advance. If you want to withdraw cash or spend money, you need to ensure that there is money in the card.

Two, there are three ways to query the social security situation:

1. Inquire through official website of Human Resources and Social Security Bureau and enter your own social security code, password and verification code.

2. Go to the local social security bureau, call the social security bureau service number, and conduct policy consultation and information inquiry.

3. Bring your ID card, medical insurance card or social security card to the business hall of the local social insurance agency for enquiry.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The function of social security card

I. ID card

Social security card can also be used as an important basis for identification in some fields, and it has the function of identification.

Amendment (IX) of the Criminal Law stipulates that the social security card should be included in the scope of documents that can be used to prove identity according to law, including the enjoyment of public employment services, employment support policies and enrollment registration, payment declaration, transfer and continuation of social insurance relations, and reimbursement of medical expenses.

Second, bank cards.

Social security card is a card with two accounts, which are divided into medical insurance personal account and financial account.

Like ordinary bank debit cards, social security card financial accounts have services such as cash deposit and withdrawal, transfer and consumer finance. It should be noted that financial accounts must be activated at the bank counter before they can be used.

At present, the "debit card" function of social security card is limited to China, and cross-bank cash withdrawal in the province is free, and the credit function is not supported for the time being.

Third, medical cards.

In addition to the familiar registration, medical treatment and fee settlement, doctors can also check patients' medical records and health files by swiping social security cards at present, avoiding unnecessary inspections and repeated charges, and completely solving the problems of "one hospital with one card" and "one person with multiple cards".

Fourth, medical treatment, admission and settlement in different places.

People who need inter-provincial medical treatment can choose designated medical institutions for medical treatment from the published list according to the relevant provisions of the insured places, so as to realize direct settlement of inter-provincial hospitalization expenses.

Five, pharmacies to buy medicine

Social security cards can be used for minor illnesses, and prescription drugs and over-the-counter drugs can be purchased at designated pharmacies with social security cards.

Six, apply for insurance money

At present, some areas have realized the function of transferring pension, unemployment insurance, maternity allowance, work injury pension and other social insurance benefits directly into the social security card financial account. After that, the cardholder can directly transfer money, withdraw money, shop and spend money at the corresponding outlets.

Seven, people's livelihood services

The third-generation social security card uses a loaded contactless chip, including public transportation, subway, public bicycles, refueling, taxi payment, borrowing books and other livelihood services. Jiangsu, Zhejiang, Shanghai, Beijing and other regions have opened or plan to open the function of social security card to brush public transportation.

Eight, you can inquire about the provident fund and mortgage.

With the social security card, you can inquire about the personal insurance payment information and the balance of the medical insurance account on the self-service terminal of the corresponding bank outlet, and you can also inquire about the cardholder's personal rights record and personal housing provident fund on the website by entering the card number.

Nine, credit card consumption, payroll

Now some enterprises send their wages directly to the financial account of social security card, which saves the trouble of employees having more cards.

legal ground

People's Republic of China (PRC) social insurance law

Article 2. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

People's Republic of China (PRC) social insurance law

Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records and social insurance benefits payment.