What percentage can accident insurance generally be reimbursed?

Accident insurance reimbursement depends on specific products:

Different accident insurance can guarantee different coverage and payment ratio. Taking Ping An Orange as an example, the adult accident insurance is guaranteed, and the compensation ratio is as follows:

1. Accidental death or disability protection: If the insured has an accidental injury accident, the insurer will pay the disability insurance money according to the compensation ratio listed in the disability assessment standard and code within 180 days from the date of the accident, multiplied by the accidental injury insurance amount, with the insurance amount of 500,000;

2. Accidental medical treatment: social security expenses are not limited, but can be reimbursed after social security reimbursement100%; If the social security is not reimbursed, it will be reimbursed 80% and the insured amount will be 30,000;

3. Acute death (including sudden death): the insured amount is 300,000.

In addition, the adult accident insurance of Ping An Orange Guard also includes aviation accident death or disability, train and ship accident death or disability, car/driving non-operating private car accident death or disability, and legal holiday specific traffic accident protection.