What do you mean by seven insurances and one gold?

The so-called seven insurances and one fund refer to endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance, accidental injury insurance, supplementary endowment insurance for enterprises and housing accumulation fund, which is more comprehensive and better than five insurances and one fund, six insurances and one fund.

：

Generally speaking, enterprises will provide three insurances and one fund (endowment insurance, medical insurance, unemployment insurance and housing accumulation fund) and five insurances and one fund (endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance and housing accumulation fund).

Five risks are compulsory. If the employer fails to handle the five insurances for employees, or the employees themselves fail to pay the five insurances, it is illegal. Recommend a gold, but many law-abiding and formal units have handled a gold.

Individual companies with better welfare benefits may have the saying of "seven insurances and one fund", namely: old-age insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance, accident insurance, enterprise supplementary old-age insurance and housing accumulation fund.

Among them, enterprise supplementary endowment insurance, also known as "enterprise annuity", refers to an auxiliary endowment insurance established for employees according to their own economic strength and under the implementation policies and conditions stipulated by the state. it

Being at the second level of the multi-level endowment insurance system, it is implemented by the macro guidance of the state and the internal decision-making of enterprises. There are differences and connections between enterprise supplementary endowment insurance and basic endowment insurance. The difference is mainly reflected in the different levels and functions of the two kinds of endowment insurance, and its connection is mainly reflected in the fact that the policies and levels of the two kinds of endowment insurance are interrelated and inseparable.