Does it matter if social security is cut off for three months?

It doesn't matter if the old-age insurance is broken for three months. You can find a new unit to renew it. After the social security was suspended for three months, the medical insurance recalculated the payment period.

1. In a medical insurance payment year, social insurance payment will be stopped for 3 months, and the medical insurance payment period will be cleared and recalculated. After the personal account balance is paid, it will be activated and can continue to be used, that is, the amount of medical insurance paid by individuals is not cleared.

2 interruption of medical insurance payment for 3 months, recalculate the continuous insurance period. The medical insurance zeroing is aimed at zeroing the insured's payment period rather than the individual account, and the amount transferred to the individual account will not be zeroed every month (the medical insurance account of flexible employees without personal accounts is originally zero).

3. Due to the failure to go through the formalities of stopping insurance in time, after the insured person stops paying, the social security department will ask him to pay the late payment fee, but it will not empty the funds in his personal account and the payment period.

4. If you stop participating in insurance due to work changes, you can go through the formalities of stopping insurance at the local tax department where you participate, and then renew your insurance when you participate.

The interruption of social security for three months will have a certain impact on individuals, mainly in the following aspects:

Medical insurance benefits: the interruption of social security for three months will lead to the interruption of medical insurance benefits. During this period, if you need medical treatment, you will not be able to enjoy medical insurance reimbursement. At the same time, the continuous payment time of medical insurance will also be recalculated. If individuals need large medical expenses in a short period of time, the interruption of social security will lead to the inability to reimburse medical expenses, which will bring economic pressure to individuals.

Old-age insurance benefits: Old-age insurance is the main basis for us to receive pensions after retirement. The interruption of social security for three months will affect our future pension benefits. Specifically, the interrupted social security can not accumulate our social security years, thus affecting our retirement pension benefits.

Maternity insurance and unemployment insurance: Maternity insurance and unemployment insurance are also affected by the interruption of social security. If social security is interrupted, we will not be able to enjoy the corresponding maternity insurance and unemployment insurance benefits.

Other benefits: In some specific cities, such as Beijing and Shanghai, social security payment is closely related to the qualification of buying a house and a car. The interruption of social security may lead to the loss of these benefits.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 12 of the Social Insurance Law.

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.