202 1 social security personal account interest rate

In the last 202 1 (previous) years, the bookkeeping interest rate of personal accounts of basic old-age insurance for urban employees and basic old-age insurance for urban and rural residents in this city was 2.75%. The interest of all deposits in the personal account of endowment insurance shall be settled according to the natural year. If the personal account has been stored for one year, the annual interest shall be calculated according to the annual bookkeeping rate; If the deposit is less than a whole year, the interest shall be calculated by multiplying the actual number of months stored by one twelfth of the annual bookkeeping rate. The amount stored in a personal account is divided into points after calculating interest. The nursing execution period is from 202 1 (former)10 to 202 1 (former) 1 2 at the latest.

According to official data, the bookkeeping interest rate of personal accounts for urban employees' basic old-age insurance is 8.29%, which is much higher than the income of bank time deposits, and the interest rate is 4.7 times that of bank one-year time deposits. The current one-year 1.75%, three-year 2.75%, and wealth management products 4%.

Precautions:

1. You can only participate in pension, unemployment and medical insurance, but you can't participate in work injury and maternity insurance.

2. The medical expenses for serious illness that occurred after the insured paid for the first time for 6 months. You can enjoy special treatment for serious illness. The insured who participates in medical insurance for serious illness must pay the fee continuously without interruption. Payment overdue for three months at the end of the month shall be regarded as interruption. If the payment for serious illness is less than one year before the interruption, the time before and after the payment will be accumulated continuously. Pay less than 5 years or over 5 years, but enjoy the serious illness medical insurance, to spend again, serious illness medical expenses according to the provisions of these measures to enjoy. If the one-time hospitalization medical expenses are above 1300 yuan, the outpatient and emergency expenses will not be reimbursed.

3. If you don't use the 18 ID card when handling the "medical insurance debit card" of the bank, please change it at the bank in time and register with the matchmaker or yourself, otherwise the social security center will not be able to transfer money normally.

4. Ensure that the deposit in the bank's "medical insurance debit card" is sufficient to be credited, and there is at least a balance of 65,438+00 RMB 2 after being credited.