How to handle medical insurance procedures for serious illness

Legal analysis: medical insurance for serious illness needs to go to the social security service point of the local community street or the social security bureau (labor security bureau) at the district and county level.

Among them, the treatment methods mainly include:

1. Individuals who pay medical insurance for serious illness can apply for social security (pension+medical care) as freelancers.

2. Insurance conditions: urban hukou or rural hukou.

3. Basic information required for individuals to pay medical insurance: household registration book, ID card and photocopy, and two 1 inch photos.

4. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Legal basis: Article 7 of the Regulations on Basic Medical Insurance for Urban Employees in People's Republic of China (PRC) shall be jointly paid by the employer and the employees. Among them, the employer pays 5%-7% of the total monthly salary of its employees, and the rate of employees paying basic medical insurance premium is not less than 2% of their total monthly salary.