What's the use of social security? What are the benefits?

Social security is the abbreviation of social insurance, and it is a social security system established by the state. When the insured loses the ability to work or loses his job due to old age, illness, disability, death, unemployment and other reasons, his family can get material help from the state. Social security is the basic guarantee.

Social security, which means "five insurances", has the following purposes:

Endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance.

(1) Endowment insurance: After retirement, we will pay the pension monthly. Even if we are too old to work and earn money, we can maintain normal expenses without relying on our children.

(2) Medical insurance: Medical insurance can reimburse some expenses for us, whether it is outpatient or hospitalization, and reduce the economic burden caused by illness.

(3) Maternity insurance: Under normal circumstances, maternity insurance is generally used to reimburse the expenses from pregnancy to delivery, such as birth check-up fees and delivery fees. Because I can't work during childbirth, in order to make up for the loss of income during this period, the state will also give a certain maternity allowance.

(4) Unemployment insurance: No matter whether the company goes bankrupt or is laid off by the company, we can apply for unemployment benefits to ensure our basic life without economic income for the time being.

(5) Work-related injury insurance: If you encounter risks at work, or get occupational diseases, temporarily or permanently lose your ability to work or even someone dies, then work-related injury insurance can provide us or our families with certain compensation.

Social security cards have a wide range of functions. Mainly includes:

1, personal social security related information records, electronic certificates and information inquiry, etc. ;

2. Record the insured's name, ID number, date of birth, gender, nationality, household registration and other basic information;

3, query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take the card to the hospital for medical treatment, go to the medical insurance personal account for settlement, and go to the pharmacy to buy medicine. The minimum threshold for employees is 1800 yuan/year, and that for retirees is 1300 yuan/year. The medical expenses within the deductible line need to be paid in full, and the expenses outside the deductible line only need to be paid at their own expense and out of pocket.

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the total amount of endowment insurance and medical insurance;

7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.

The above contents refer to:

Baidu encyclopedia-social security

People's Network-Everything you want to know about social security is here.