Guangzhou's new medical insurance policy in 2023

Guangzhou's new medical insurance policy in 2023 is as follows:

1. Medical insurance for urban and rural residents: the payment standard is 350 yuan per person, which is 30 yuan higher than last year.

2. Employee medical insurance: the unit pays 9.8% per person per month, and the individual pays 2% per person per month.

3. Flexible employees: Take the monthly payment base of 6,738 yuan as an example, the individual payment ratio is 9.5%, and the monthly payment is 649.77 yuan.

4. Subsidies for civil servants: individual contributions 156.02 yuan/month, and unit contributions12.16 yuan/month.

5. Hospitalization bed fee for medical insurance: The payment standard of hospitalization bed fee fund for insured persons is adjusted to 70 yuan per bed per day, and the daily payment standard is unified to 70 yuan, with the highest daily payment standard not exceeding 350 yuan.

6. Basic medical insurance drugs and medical service items: There is no personal account payment limit for Class A drugs, Class A diagnosis and treatment items, medical service facilities and other Class B items specified by the province in the medical insurance catalogue.

7. Outpatient-specific diseases: The proportion of medical expenses fund payment within the scope of employee medical insurance and urban and rural residents' medical insurance policies reached 85% and 80% respectively.

8. Inter-provincial and off-site medical treatment: The medical expenses of hospitalization, general outpatient service and special disease outpatient service directly settled by inter-provincial and off-site medical treatment shall be implemented in accordance with the provisions of the place of medical treatment.

Medical materials without medical insurance card:

1. Bring your ID card to see a doctor: bring your ID card to the hospital to register, and the hospital can check the patient's medical insurance information through the ID number, and then settle the expenses through the hospital's internal system;

2. Medical insurance mobile APP: If the APPlicant has downloaded the medical insurance mobile app, he can use the electronic medical insurance card on the app to settle the medical expenses;

3. Medical insurance self-service machine: On the medical insurance self-service machine in the hospital, you can get an electronic medical insurance card by entering the ID number and password, and then settle the medical expenses;

4. Handle the medical insurance card on site: If you really can't find the medical insurance card, you can go to the local medical insurance center or community health service center to handle the medical insurance card on site, and then go back to the hospital to settle the medical expenses.

To sum up, medical institutions and medical insurance policies in different regions may be different, and the specific operation methods need to be operated according to local regulations and requirements.

Legal basis:

Article 58 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.