Can social security be loaned? How to borrow social security?

Can I get a loan with my social security card?

The financial account of our financial social security card has all the functions of China Bank Debit Card, with no restrictions on deposit, withdrawal, transfer and consumption. You can also invest in wealth management, pay various water and electricity fees, and enjoy omni-channel services such as online banking, mobile banking, ATM, self-service terminals and counters. The financial social security card is only used in China.

The above contents are for your reference. Please refer to the actual business regulations.

Can social security be loaned?

Endowment insurance cannot be loaned, but if it is commercial endowment insurance, it can be loaned.

Commercial endowment insurance is a kind of commercial insurance with human life or body as the insurance object. When the insured retires in old age or the insurance period expires, the insurance company will pay the pension according to the contract.

After paying a certain premium, the insured of commercial endowment insurance can start to receive pension from a certain age. In this way, although the income of the insured is reduced after retirement, he can still maintain his pre-retirement living standard with the help of the pension.

Extended data:

Materials to be prepared for the loan:

1, valid personal identification;

2. Proof of permanent residence or valid residence and proof of fixed residence;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Loan use plan or statement.