Hefei social security individual and company payment ratio

1. Individuals and companies pay endowment insurance at 8% and 19% of the average monthly salary of the previous year respectively. 2. The contribution rates of individuals and companies to medical insurance are 2% and 7% respectively. 3. The proportion of individuals and companies paying unemployment insurance is 1% respectively. 4. Work-related injury insurance is only paid by the company, and the payment ratio is: individuals do not have to pay maternity insurance, and the company pays 1%.

College students look for jobs in Hefei, Anhui Province, and sign labor contracts after being admitted by employers, and employers pay five insurances and one gold for them. Five insurances here refer to social insurance, and one gold refers to housing accumulation fund. According to the different levels of economic development in different regions, the payment ratio of five insurances and one gold is also different. So what is the payment ratio of five insurances and one gold in Hefei? According to the relevant documents of Hefei Labor and Social Security Bureau, Bian Xiao will take you to know the relevant knowledge through the following contents.

1. Do enterprises in Hefei have to pay five insurances and one gold?

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" item, which is legally necessary, and paying it also means an obligation.

In the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for employees, such as personal accident insurance and critical illness insurance.

2. What is the payment ratio of five insurances and one gold in Hefei?

1, endowment insurance

There are differences between individuals and companies in different provinces and cities. Here, take Hefei as an example:

Individuals and companies pay 8% and 19% of the average monthly salary of the previous year, respectively. After retirement, they must pay 15 years to receive a monthly pension.

Work and insurance in the domicile, receive a pension in the domicile; If the workplace is not where the household registration is located, and the pension insurance has been paid for more than 0/0 years, the pension will be received at the workplace; Those who have worked in many places and accumulated less than 10 years will return to their domicile to receive a pension.

2. Medical insurance

There are differences between individuals and companies in different provinces and cities. Here, take Hefei as an example:

Individuals and companies pay 2% and 7% respectively.

3. Unemployment insurance

The contribution rates of individuals and companies are 1% respectively.

4. Work injury insurance

Work-related injury insurance is only paid by the company, and the payment ratio refers to a social insurance system in which the state and society give material help to workers or their survivors when they suffer accidental injuries or occupational diseases at work or die due to temporary or permanent incapacity under specified special circumstances.

5. Maternity insurance

Individuals do not have to pay maternity insurance, but the company pays 1%. Both men and women need to pay maternity insurance, and they can enjoy maternity benefits by paying 1 year, but the benefits enjoyed by male and female employees are different.

6. Housing accumulation fund

Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.

Housing provident fund is paid by individuals and companies in the same proportion, and the individual part is withheld by the company and deposited into the personal account of housing provident fund together with the company's payment. At present, the contribution ratio of each city is different, and that of Hefei is between 5%- 12%.

It can be seen that in social insurance projects, maternity insurance and work-related injury insurance are not paid by individuals. According to the regulations, the employer in Hefei should pay five insurances and one gold for its employees. The payment ratio of five insurances and one gold in Hefei is divided into two parts: individuals and companies, and usually the proportion paid by companies will be higher. For the housing accumulation fund, the contribution ratio of Hefei is between 5%- 12%, which is chosen by the employer. People who work in Hefei should regularly check the five insurance and one gold account to see if the amount is correct.