How to pay social security for individual industrial and commercial households is more cost-effective

Legal analysis: individuals who pay social security can pay basic old-age insurance and basic medical insurance as flexible employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Pension insurance benefits are overpayment and overpayment for a long time. Even if you pay one more month, your pension will increase by several yuan. However, it needs to be reminded that the retirement pension of retirees is not eternal, but is adjusted every year according to the changes in social wages and prices. Annual pension adjustment will be divided into three parts: quota adjustment, linked adjustment and appropriate tilt. Hook adjustment is divided into hook according to the payment period and hook according to the pension level. If our payment period is less than one year, it will be counted as a whole year.

Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law. The employing unit shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.