Job Recruitment Website - Social security inquiry - Can residents get a pension when they pay social security at the age of 50?
Can residents get a pension when they pay social security at the age of 50?
If the insured is a female employee, at the age of 50, as long as the payment period reaches 15, he can receive a monthly pension, but not if he is a male or a female cadre, because the retirement age of a male is 60 and that of a female cadre is 55.
If you have paid in the enterprise for 10 years, you can pay by yourself for the rest of the time, and you can get a pension in advance after you retire at the age of 50. The amount of general pension is closely related to the payment period and time. The longer the term, the higher the base, and the more pensions you can receive.
Second, how much does it cost to pay social security for one month?
You need to pay several hundred to one thousand yuan a month to pay social security yourself. Because the payment base of each region is different from the payment level of each person, the amount of premium you need to pay will also be different.
If you pay social security yourself, you can only pay endowment insurance and medical insurance. If you choose the lowest payment grade, the premium paid in a month is about several hundred yuan. If you choose a higher grade, the cost you need to pay in a month will be thousands. I suggest that if conditions permit, you can choose a higher grade to pay, so that you will have more money after retirement.
Can I still pay old-age insurance at the age of 50?
Men can also pay fees, and there are certain restrictions on women's participation in insurance.
1, 50-year-old male: The legal retirement age for men is 60 years old. If a male employee starts to pay insurance at the age of 50 and then delays his retirement for five years, he can just pay the minimum payment period of 15 years; So men can also pay old-age insurance at the age of 50.
2.50-year-old women: the legal retirement age for female employees is 50 years old and that for female cadres is 55 years old. However, it is ok for 50-year-old women to participate in the endowment insurance for urban and rural residents, because both men and women retire at the age of 60, and they can apply for a one-time payment if they are not old enough.
When will the 50-year-old pension insurance be paid?
The specific forms of participating in endowment insurance are different, and the corresponding time for receiving benefits is also different:
1. Employee pension insurance: the minimum payment period of pension insurance is 15 years.
2. Old-age insurance for urban and rural residents: The old-age insurance for urban and rural residents is also the minimum payment period 15 years, but residents can usually apply for one-time payment, so the insured person starts to pay at the age of 50 and can receive old-age benefits by paying the remaining old-age insurance premiums at the age of 60.
Legal basis:
Article 16 of People's Republic of China (PRC) Social Insurance Law
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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