Shenzhen social security payment base in 2022

The latest provisions of Shenzhen social security payment base in 2022:

From July 1 2022, the upper limit of the basic old-age insurance payment base for enterprise employees in Shenzhen was adjusted to 300% of the average salary of employees in full-scale urban units in Guangdong Province last year, that is, 24,930 yuan.

From July 2022 1, the lower limit of the medical insurance payment base for enterprise employees in Shenzhen was adjusted to 7778 yuan; The upper limit is adjusted to RMB 38,892.

From July 1 day, 2022, the upper limit of the payment base of maternity insurance for enterprise employees in Shenzhen was adjusted to 38,892 yuan.

From July 1 day, 2022, the payment base of industrial injury insurance for employees in Shenzhen enterprises is the total wages of employees in the previous month, with no lower limit.

First of all, for enterprises:

1. Enterprises need high-quality employees to realize benefits. If they don't pay social security for employees, they can save some money temporarily, but once they are investigated, they will be fined.

2. High-quality employees may also be lost because there is no social security, which will affect the development of enterprises;

In addition, industrial injury insurance and maternity insurance are particularly affordable for small enterprises. Once something happens, it can be said that it is a big deal with small money.

4, ordered to pay within a time limit. That is, the administrative department of labor and social security orders the employer to pay all the expenses within a certain period of time;

5 overdue payment, each day overdue, the amount of overdue fine is 2% of the amount owed;

6. The person in charge who is directly responsible for the unpaid unit and other directly responsible personnel may be fined between 65,438 and 65,438+10,000 yuan.

Second, for individuals:

1, to provide basic living security for the elderly when they are weak and unable to work.

Pay old-age insurance, you don't need to pay it again when you reach a certain age, and you can start to receive a monthly pension. A pension is enough to guarantee you a comfortable old age. At this time, some people will advocate paying commercial endowment insurance and withdrawing it in the form of lump sum deposit, which seems to be cost-effective. In fact, considering the inflation rate, it is found that the security is far from being as impressive as expected. The social endowment insurance adopts the method of zero deposit and zero withdrawal, which makes the money very scattered and does not give you an intuitive feeling, but the security is very reliable. With the improvement of living standards, the length of retirement time will continue to increase. Therefore, Zhongcheng Manpower reminds that it is necessary to buy endowment insurance to ensure the quality of life in old age.

2. Providing life and living security in daily life, whether it is basic medical insurance, maternity insurance or industrial injury insurance, can play a role in accidents and properly protect life. Unemployment insurance and housing accumulation fund can provide living security and help you live and live when you are unemployed.

3, buying a house, settling down, children's college entrance examination, buying a car, and shaking the number are closely related.

With the increasingly strict purchase restriction policy in big cities, the point settlement policy is gradually popularized, which makes those who have not paid social security miserable. Moreover, buying a house, lagging behind, children's college entrance examination, buying a car and shaking the number of social security payment years are increasing, and I don't need to say more about the importance of paying social security.

4. Paying social security can reduce the payment of personal income tax.

Employees' social security will deduct the social security part before paying wages, which can reduce the payment of personal income tax. According to the national policy, employee social security is allowed to be withheld and remitted before tax. Therefore, the personal taxable base will be reduced, and the personal income tax to be paid will also be reduced.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.