What's the difference between urban insurance and social security?

Urban insurance may be unheard of by many citizens. There is also a basic social security system that combines social security pooling with individual accounts, including basic insurance and supplementary insurance. So, what's the difference between urban insurance and social insurance? Let Bian Xiao, the muscle head, answer for you!

Urban insurance refers to the social insurance for employees of urban enterprises, and it is the social insurance for urban hukou. Social insurance is the general name of social insurance, including medical insurance for urban residents and endowment insurance for rural residents.

The difference between urban insurance and social insurance;

1 Social insurance includes urban insurance: urban insurance is a kind of social insurance, and urban insurance is social insurance. Social insurance includes occupational insurance, urban insurance, agricultural insurance (which is being phased out) and comprehensive insurance for foreigners. These four types of insurance refer to urban insurance for urban workers with work units, so this statement is compared with agricultural insurance. Urban residents without work units are insured by basic old-age insurance for residents, which is also a kind of social insurance.

2 Different types of security: Urban insurance only includes pension and medical insurance. Social insurance includes pension insurance, unemployment insurance and medical insurance, plus industrial injury insurance and family planning insurance, totaling five.

3 Different targets:/kloc-Non-employees in cities and towns who are over 0/6 years old (excluding students at school) and do not meet the basic conditions for employees to participate in the old-age insurance can voluntarily participate in the old-age insurance for urban residents at their domicile. Therefore, the main target is flexible employees. Social insurance is the state's preventive and compulsory participation in many members of society, which is more extensive than urban insurance.

Although the liquidation proportion of urban insurance in medical care is not high in social insurance, the pension is generally high because it is calculated according to the average salary, social life index, payment period and total payment of employees in the whole city in the previous year.