How to use the medical insurance paid by the company?

The medical insurance paid by the company is used as follows:

1. After the employer pays the medical insurance for the workers, the medical insurance will take effect in the next month, which can be used for outpatient reimbursement and hospitalization reimbursement.

2. See the outpatient service in the designated medical insurance hospital. After the accumulated outpatient expenses reach the minimum threshold of medical insurance reimbursement, you can use medical insurance reimbursement.

3. During hospitalization, it can be used to reimburse hospitalization expenses, and the balance in medical insurance can be directly used for reimbursement at the time of payment.

People's Republic of China (PRC) social insurance law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

medical treatment

Medical insurance can also be said to be medical expense insurance, which refers to the insurance that provides medical expense protection. The function of medical insurance is to reimburse the corresponding medical expenses when the insured has medical expenses.