The difference between health account and personal account.

The difference between health account and personal account:

1. The health account can buy medicine at the designated pharmacy within the scope stipulated by social security, and the balance of the personal account can be deducted first when the hospital outpatient service is settled, and the unpaid part can be paid by the health account; Personal accounts are used for outpatient or inpatient treatment in designated hospitals.

2. The amount issued by the health account will be less than that of the individual account. The above is the difference between health accounts and personal accounts, both of which are social security account classifications.

First, the social security health account refers to the fund account set aside from the actual balance of the insured's personal medical account for comprehensive health protection between himself, his parents, children and his spouse.

The source of funds for the insured's health account consists of the following parts:

(a) set aside funds from the actual balance of the insured's personal medical account for drug purchase and physical examination every month;

(two) the actual balance of the personal medical account exceeds 8000 yuan when the social security is carried forward every year;

(3) Interest income from the comprehensive health sub-account, and income as stipulated by other laws and regulations.

After the implementation of the health account, the actual balance of the original personal medical account for drug purchase and physical examination will be included in the comprehensive health sub-account at one time. Your personal account amount can be used in designated medical institutions, and your health account amount can be used in designated retail pharmacies or designated medical institutions.

Second, the social security personal account refers to the social insurance agency according to the social security number issued by the State Bureau of Technical Supervision, established for each person who participates in social endowment insurance, and records the pension insurance premium transferred by the unit according to the regulations and all the pension insurance premiums paid by the individual when the person who participates in social endowment insurance retires, as the basis for calculating and issuing the pension insurance premium of personal account.

Social security personal account: an individual account opened by an independent natural person in a local social security center with social insurance as welfare benefits.

Personal social security accounts are divided into medical accounts and pension accounts. Others include (maternity, work injury, unemployment, etc.). ) at the social security center. )