Which three gold do social security "three gold" refer to?

The three social security funds are: the "three funds" are the housing accumulation fund, the small enterprise wage arrears protection fund and the disabled unemployment protection fund.

Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.

If small enterprises encounter operational difficulties for various reasons, even face bankruptcy, closure, seclusion, etc., employees can also get wages and social insurance protection.

In Shanghai, if small enterprises encounter operational difficulties for various reasons, or even face bankruptcy, closure or seclusion, employees can also get wages and social insurance protection. Shanghai issued the Detailed Rules for the Collection and Use of Small Enterprises' Wage Arrears Security Fund, which provided an operational basis for enterprises to pay and apply for advance payment of wage arrears security fund.

References:

Baidu encyclopedia entry? Five insurances and three gold.