Job Recruitment Website - Social security inquiry - Can minors pay social security?

Can minors pay social security?

1. Can minors pay social security?

1, minors may not be able to pay social security. As long as you are over 16 years old, you can buy social security. And if you don't reach the retirement age of 60 for men and 50 for women, you can also buy social security.

2. Legal basis: Article 17 of the Social Insurance Law of People's Republic of China (PRC).

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 39 of the Regulations on Industrial Injury Insurance

If an employee dies at work, his close relatives shall receive funeral subsidies, dependent relatives' pensions and one-time work-related death subsidies from the industrial injury insurance fund in accordance with the following provisions:

(a) the funeral subsidy is the average monthly salary of employees in the overall planning area for 6 months.

(2) The pension for supporting relatives shall be paid to the relatives who provided the main source of livelihood before the death of the employee and were unable to work because of work according to a certain proportion of the employee's salary. The standard is: spouse 40%, other relatives 30%, widowed elderly or orphans 10%.

Second, what is the difference between freelancing and social security paid by the unit?

1, different types of insurance. Freelancers participate in employee social security, and generally only pay two types of insurance: endowment insurance and medical insurance; As employees of the company pay social security, according to the social security law, they must pay five insurances, such as endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance, among which maternity insurance and industrial injury insurance are paid by the company, and individuals do not bear the expenses;

2. The payment ratio is different. Generally speaking, the unit pays according to the proportion of employees. Freelancers generally pay full fees by individuals;

3. Different payment methods. For employees who pay by the unit, the individual payment shall be withheld and remitted by the employer from the individual salary on a monthly basis; The endowment insurance for freelancers shall be withheld and remitted by the social security department in the insured's personal bank account; Medical insurance is withheld and remitted by the bank entrusted by the social security department in the personal bank account every year;

4. The payment base is different. If the unit pays social security, the unit shall pay part of the total wages of the employees, and the employees shall pay according to their actual wages; Freelancers take the average social wage of employees in the previous year announced by the local social security department as the base;

5. The payment index is different. The payment index of unit payment is determined by the employer, and employees have no right to decide, and they are basically withheld and remitted according to the payment index stipulated by the employer; Freelancers can freely choose payment indicators between 60% and 300%, and they can choose once a year;

6. The place of payment is different. General units can only pay their fees at the place where the company is registered; freelancers can only pay at the place where they register; and individual industrial and commercial households can pay in industrial and commercial registration.

7. The legal binding force is different. The unit payment is mandatory, and the employer must apply for social security registration within 30 days of its establishment, and the employer must apply for social security payment for employees within 30 days of their employment; Freelancers can freely decide whether to pay social security, which is not mandatory and highly selective.