What is the impact of social security withholding but exceeding 15?

Legal analysis: the length of social security payment period will affect whether people can retire normally. One of the prerequisites for enjoying the old-age insurance benefits stipulated by national laws is that the social security payment reaches 15 years. 15 years here is the cumulative payment period, not the continuous payment period. If the social security payment period exceeds 15 years, then the occasional interruption or long-term interruption at this time has no effect on retirement, and you can retire normally. However, if the social security payment period is less than 15 years, the interruption will affect the calculation of the payment period. Before retirement, you must reach 15 years before you can go through the retirement formalities of endowment insurance. If you don't reach it, you will delay retirement. Of course, the minimum payment period of social security is 15 years, but the longer it is, the more cost-effective. When calculating the pension, under the same conditions, paying for 30 years is definitely more than paying for 15 years.

Legal basis: Article 60 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall declare by itself and pay the social insurance premium in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.