Can I still use the social security card when I suspend my insurance?

Whether the social security card can be used after the insurance is stopped depends mainly on whether there is a balance in the personal account of the social security card.

If there is an available balance in the personal account of the social security card, even if the social security card is suspended, you can still use the social security card to buy medicines and see a doctor in the outpatient department. However, once it involves hospitalization and other situations that require medical insurance reimbursement, the social security card cannot provide reimbursement services, because the medical insurance reimbursement treatment has been suspended at this time, and the related expenses need to be borne by itself. In addition, if the arrears are paid within 3 months after the social security payment stops, you can enjoy the medical insurance treatment again from the date of normal payment. However, if the diplomatic relations are broken for more than 3 months, even if the arrears are paid, there will be a waiting period of 180 days, that is, from the date of normal payment, 180 days before you can enjoy medical insurance benefits.

The query method of social security card account balance is as follows:

1, medical insurance designated pharmacies and hospitals. The insured person can directly hold the social security card to the designated pharmacy or hospital for medical insurance. Generally, when using social security cards for consumption, you can see the balance of social security cards on the small tickets issued by designated pharmacies or hospitals;

2. Service hotline inquiry. Call the service hotline 12333, and then follow the voice prompts to check the balance of the social security card account;

3, social security website query. Nowadays, social security bureaus in many cities have their own websites. The insured person needs to log in to the local social security network, and then can check the account balance on the social security details page.

To sum up, after the social security card is suspended, its scope of use will be limited to a certain extent, and it is impossible to enjoy complete medical insurance benefits.

Legal basis:

People's Republic of China (PRC) social insurance law

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Employers and individuals pay social insurance premiums according to law. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.