What is the meaning of participation in the suspension of contributions

It is a state in which a participant temporarily stops paying social insurance premiums for various reasons.

I. Reasons for Suspension of Contributions

There are various reasons for suspension of contributions, including but not limited to poor personal financial situation, transfer of social security relationship due to unemployment or change of job, study abroad or long-term residence. All of these factors may result in a participant's temporary inability to continue to bear the cost of social insurance.

The impact of suspending contributions

The most direct impact of suspending contributions is that participants will not be able to enjoy the relevant benefits of social insurance. For example, after the suspension of medical insurance premiums, participants will not be able to enjoy medical reimbursement during the suspension period; the suspension of pension insurance premiums may affect the future pension benefits. In addition, a prolonged suspension of contributions may also lead to the interruption of social security relations, which will adversely affect the individual's social security rights and interests.

Third, how to deal with the suspension of contributions

For the suspension of contributions due to various reasons, participants should understand the relevant policies and regulations as soon as possible, and actively deal with them. Generally speaking, you can restore the social security relationship by paying back the social security contributions to ensure that your social security rights are not lost. At the same time, you can also consult relevant departments or professional organizations for more information and advice on social security policies.

In summary:

Suspension of contributions refers to the state in which a participant temporarily stops paying social insurance fees for various reasons, which will have an impact on one's social security benefits and rights. Participants should understand the relevant policies and regulations and actively deal with the issue of suspension of contributions to ensure that their social security rights and interests are not lost.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 10 stipulates that:

Employees shall participate in basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and shall pay basic insurance premiums by the employer and the employee in accordance with the state regulations***. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employers, and other flexibly employed persons may participate in basic pension insurance and basic medical insurance, with the individual paying the basic insurance premiums.

Article 63 stipulates:

If an employer fails to pay the social insurance premiums in full and on time, the social insurance collection agency shall order the employer to pay the premiums by a certain period of time or to make up the full amount. If the employer fails to pay the social insurance premiums in full or on time, the social insurance collection agency may inquire into the deposit accounts of banks and other financial institutions; it may also apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify in writing the banks or other financial institutions with which it has accounts to allocate the social insurance premiums. If the balance of an employer's account is less than the amount of social insurance premiums that should be paid, the social insurance collection agency may require the employer to provide a guarantee and sign an agreement on deferred payment of premiums. If the employer fails to pay the full amount of social insurance premiums and does not provide a guarantee, the social insurance collection agency may apply to the people's court for the seizure, attachment or auction of the property whose value is equal to the social insurance premiums that should be paid, and the proceeds of the auction will be used to offset the payment of social insurance premiums.