Is there a discount for buying medicine with medical insurance card?

Medicare cards are usually favorable for prescribing drugs, but the policies in different regions are different. Sometimes it is more expensive to buy medicine with medical insurance card than to use cash directly, depending on local policies.

If you use a medical insurance card to buy medicines, you can only buy medicines in the medical insurance catalogue, mainly basic medicines, such as health care products.

When the money in the medical insurance card is used to buy medicine, it will be deducted directly from the medical insurance card. If there is enough money in the card to pay, there is no need to pay in cash.

Legal analysis: there is no discount for buying medicine with medical insurance card, but pharmacies have certain discount on membership day. You can swipe your card to buy medicine on the specified date. If there are certain restrictions on the drugs bought in the outpatient department of the hospital and the pharmacies are relatively loose, you can also buy health care products.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.