Panyu freelancers how to pay social security

Social security is a kind of insurance that our country provides for its citizens in order to guarantee their old age. So how should we join the social pension insurance? If there is no stable job, how to pay social security for freelancing? The following small editor for you to organize the knowledge in this regard, welcome to read! 1, the employer to pay the unit to work in the unit, the unit and the individual has to participate in the responsibility and obligation of social insurance, the state has mandatory provisions, not in accordance with the provisions of the social insurance is subject to penalties, you should urge the unit to participate in the social insurance; social insurance for the employee is now usually said to be " five insurance and one gold ", the specific five insurance that is: old age insurance, medical insurance, unemployment insurance, maternity insurance and injury insurance; one gold that is, "five insurance, one gold", the specific five insurance that is: old age insurance, medical insurance, unemployment insurance, maternity insurance and injury insurance; one gold that is the social insurance for the employee. Insurance; a gold that is: housing provident fund. "Housing Provident Fund"; specific units and individuals to bear the proportion of each bear 50%, that is in accordance with the individual's annual average salary calculation. The national regulation is: housing fund is not less than 10% of the salary, the efficiency of the unit can be higher, the employee and the unit each bear 50%. So it's a good deal for the employee to pay the housing fund." Five insurance", according to the employee's salary, the unit and the individual's share of the general is: pension insurance unit to bear 20%, the individual to bear 8%; medical insurance unit to bear 6%, the individual 2%; unemployment insurance unit to bear 2%, the individual 1%; maternity insurance 1% by the unit to bear; industrial injury insurance 0.8% also by the unit to bear, the employee does not bear the individual maternity and industrial injury insurance. 2. Individual participation If an individual participates in social insurance, it should be implemented in accordance with the methods for freelancers to participate in social insurance. Freelancers can only participate in pension insurance and medical insurance. Pension insurance and medical insurance payment, there are specific provisions: pension insurance: bring my ID card, unemployment card and two 1-inch photos, to the local social security center business window for. Medical insurance: After finishing the procedures for pension insurance, bring the above materials and the completed pension insurance manual to the business window of the local medical insurance center. Pay the normal fees according to the regulations and you're done! Freelancers, urban self-employed and flexibly employed people to participate in the basic pension insurance contribution base for the local average wage of the previous year on-the-job workers, the contribution rate of 20%, of which 8% credited to the personal account, after retirement in accordance with the basic pension of enterprise employees basic pension calculation method of basic pension. Medical insurance, freelancers, individual households to participate in the insurance, you can choose to build only a general fund, not individual accounts, according to the local average monthly salary of the previous year, 4.2% of the basic medical insurance premiums; you can also choose to pay 8% of the average monthly salary of the local average monthly salary, to establish an individual account! Employees participating in medical insurance is the unit to bear 6%, the individual to bear 2%; In summary, the participation in the pension insurance only includes two forms. One is the employer to pay for the labor, which belongs to the mandatory provisions of China's laws. The second is by the individual to the local social security center business window.

The People's Republic of China Social Insurance Law

Article 60

Employers shall declare themselves, pay social insurance premiums in full and on time, and shall not suspend or reduce payment except for force majeure and other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employing unit on their behalf, and the employing unit shall inform the individual of the details of the payment of social insurance premiums on a monthly basis.

Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization.