What should I do if Shenzhen's social security payment is not enough at the age of 50?

Shenzhen 50-year-old social security is not enough to pay the solution is as follows:

1. Delayed retirement: If the insured meets the conditions for allowing delayed retirement, he can apply for delayed retirement and continue to pay social security until he reaches the minimum payment period.

2. Deferred payment: If the insured reaches the statutory retirement age and the payment is less than 15 years, the payment can be extended to 15 years in the place where the benefits are received according to relevant state regulations. Among them, those who participated in the insurance before the implementation of the Social Insurance Law, and the payment is still less than 15 years after 5 years of extension, can pay the fee to 15 years in one lump sum.

3. Transfer to urban and rural residents' pension insurance: If the pension insurance period for urban employees is still less than 15 years after the extension of payment, you can also apply for transferring from urban employees' pension insurance to urban and rural residents' pension insurance and enjoy the corresponding pension insurance benefits.

4. Termination of the employee's basic old-age insurance relationship: if an individual is unwilling to postpone payment or is still dissatisfied with 15 years after the payment is postponed, he may apply in writing to terminate the employee's basic old-age insurance relationship, and the social organization will terminate his employee's old-age insurance relationship after his written confirmation according to the procedure, and pay him the amount stored in his personal account at one time.

Social security card reimbursement conditions:

1. Insurance: The social security card can reimburse the medical expenses of medical insurance, industrial injury insurance, maternity insurance and other insurance;

2. Medical expenses: the social security card can reimburse the medical expenses that meet the requirements, including outpatient service, hospitalization, medicine taking, examination, treatment and other related expenses;

3. Reimbursement ratio: the reimbursement ratio of social security cards varies according to specific types of insurance and regulations. The reimbursement rate of general medical insurance ranges from 70% to 90%, and the reimbursement rate of industrial injury insurance and maternity insurance is100%;

4. Reimbursement restrictions: There are still some restrictions on reimbursement of social security cards, such as restrictions on the use of hospital grades and restrictions on the use of specific drugs.

To sum up, the activation process of social security cards may be different in different regions, and the specific requirements need to be operated according to local policies and regulations.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.