What is the difference between self-employed social security and individual social security?

The difference between self-employed social security and individual social security is as follows:

1. Different payment subjects: self-employed social security refers to social insurance paid by individual operators such as individual industrial and commercial households and freelancers, and personal social security refers to social insurance paid by employees of enterprises, civil servants, personnel of institutions and other regular workers;

2. Different payment methods: self-employed individuals pay social insurance premiums according to their actual operating income, and personal social security means that enterprises and employees pay social insurance premiums in a certain proportion;

3. Different coverage: self-employed social security includes old-age insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance, while personal social security includes old-age insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance, but the specific coverage may vary according to different regions and industries;

4. Different benefits: The benefits of self-employed individuals and individual social security are also different. For example, in terms of old-age insurance, self-employed individuals can only receive basic pensions after reaching retirement age, while personal social security can get more pensions according to factors such as personal payment history and treatment standards.

Individual independent payment of social security needs to meet the following conditions:

1, aged over 16;

2 did not participate in the basic old-age insurance, basic medical insurance, work injury insurance and other social insurance;

3. Not voluntarily giving up social security benefits during the period of enjoying social security benefits, or the social security benefits have expired;

4. Stable source of income and ability to pay.

To sum up, if you meet the above conditions, you can go to the local social security agency to pay social security independently. It should be noted that the cost of social security paid by individuals is higher than the cost paid by the unit, so you should know and prepare for the payment in advance.

Legal basis:

Article 5 of People's Republic of China (PRC) Social Insurance Law

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

Article 6

The state exercises strict supervision over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.

People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.