Can the medical insurance card for couples in Hangzhou be universal?

Hangzhou husband and wife medical insurance card cannot be universal. But some places can. For example, Shenzhen Medical Insurance "family account" has been put into use. After family members are bound, "one person is insured and the whole family shares". The basic medical expenses of general outpatient service in designated medical institutions can be paid by credit card. All family members, including spouses, parents and children. , you must participate in Shenzhen social security. Other cities have not yet issued relevant regulations. Because of mutual medical insurance, individuals can transfer their personal account balance of medical insurance over the years to their families for common use. To put it simply, spouses, parents, children and other family members can share the personal account balance of the medical insurance card, which is used to buy medicines at designated medical institutions and see general clinics. However, the reimbursement function of the medical insurance pooling account cannot be shared by family members and cannot enjoy mutual medical insurance. For example, if the husband has hospitalization expenses, he can't use his wife's medical insurance card for reimbursement, otherwise it will be regarded as fraudulent insurance and will be punished to some extent.

The above is about the sharing of medical insurance cards for couples in Hangzhou. I hope it will help everyone.

Legal basis:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.